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Kristian Peter, REALTOR®, real estate agent and broker for Del Mar and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"

A 
Salt Lake City, Utah.
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Kristian Peter, REALTOR®, real estate agent and broker for Del Mar and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kristian Peter
San Diego Realty

12650 High Bluff Drive
San Diego, CA 92130
Office/Cell : 800-656-5334
Fax: 800-772-3914
Email: sales@sdreos.com

A San Diego Native who has spent 34 years in America's Finest City. I first started investing in real estate in 1993, and during that time, I have acquired over 80 homes and investments in San Diego and Los Angeles. Real estate has been a passion of mine, and in 2003 I founded my own company - San Diego Realty, Inc. where I could focus on what I do best - using Innovation and the Internet to achieve incredible results. Through the use of technology I set myself above and beyond the average real estate professional, and put my clients at a huge advantage. I enjoy all aspects of real estate, but most of all I enjoy meeting and creating relationships with my clients that last a lifetime.

ePro MLS REALTOR Equal Housing SRES


San Diego Realty real estate and homes for sale in Del Mar and San Diego California

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