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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	What is considered to be one of the soundest long-term investments?
A	Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Kristian Peter, REALTORŽ, real estate agent and broker for Del Mar and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kristian Peter
San Diego Realty
275 Third Avenue
Chula Vista, CA. 91910
Office/Cell : 800-656-5334
Fax: 800-772-3914
Email: kpeter@sandiegorealtyinc.com
A San Diego Native who has spent 34 years in America's Finest City. I first started investing in real estate in 1993, and during that time, I have acquired over 80 homes and investments in San Diego and Los Angeles. Real estate has been a passion of mine, and in 2003 I founded my own company - San Diego Realty, Inc. where I could focus on what I do best - using Innovation and the Internet to achieve incredible results. Through the use of technology I set myself above and beyond the average real estate professional, and put my clients at a huge advantage. I enjoy all aspects of real estate, but most of all I enjoy meeting and creating relationships with my clients that last a lifetime.

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