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“I’m also happy to say that it has increased in value over $110,000 in 2 years…”
J. Simonsen, Eastlake, $425,000 purchase
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Let’s face it--the phrase “We enjoy four full seasons” is often a euphemism for “Br-r-r-r! It is cold and snowy in the winter.” I don’t know about you, but I can live without that! If I want snow, I will drive up to the mountains and ski for the weekend! Here in the San Diego area we only have three seasons—good, better and the best! It is mild here year round, so you can enjoy the great outdoors any time in comfort. Feel free to peek at our local forecast via the web site featured on this page. Get Del Mar and San Diego Weather Reports Here It's my job to know EVERYTHING about real estate in the area! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you as quickly as possible... 
Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
What is currently the most technologically advanced way to vacuum your home?
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The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs. |
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