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All real estate professionals are not alike. For assistance from a top real estate broker, call toll-free: (800)656-5334
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We Found A Great Home! “I’m also happy to say that it has increased in value over $110,000 in 2 years…” J. Simonsen, Eastlake, $425,000 purchase Read Quote > View All Quotes >
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Kristian Peter is one of The Top
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The best part of having a buyer's broker work for you - IT'S FREE!  The seller in a real estate transaction pays all commissions associated with the sale of their home, which leaves you (if you choose to use a Realtor or Real Estate Broker) with expert representation at no cost. The job of the buyer's broker is to find you the perfect home that fits into your budget. We search through all available homes, present you with the best of the best, and give you the information that you need to make your homebuying decision, but the best part is that you do not pay anything for this service - the seller pays for everything at the close of escrow. Why not take advantage of expert representation, save time and money, have an area specialist analyze your purchase, and best of all - pay nothing? Even if you choose not to have representation in the transaction, the entire commission will go to the listing agent and not save you any money - the bottom line - choose a qualified Real Estate Broker to represent you! The Internet Empowered Home Buyer You’ll love the web-based approach to homebuying we’ve developed. It’s personalized and online... a high touch, high tech, time efficient and pressure free system utilizing the best of tech know-how in the home buying process. As an Internet homebuyer, you have the power to create the best homebuying experience possible. Your Personal And Customized Web Site
Access insider info about new listings on a password protected site available only to our clients. Zero in immediately on those homes, which meet your needs, and access fast loading virtual tours, photos, and maps. Current Detailed Information 24/7
It’s a constantly changing market, so you’re connected via specialized MLS email updates... instantly highlighting new homes, which fit your needs! Get offers presented before other buyers have a chance to compete... The Ease of Digital Everything!
We know that buying a home is much more than just numbers and graphics, so of course we’ll meet personally to assist you. But wouldn’t you also love to have Adobe Acrobat formatted disclosures, comparable sales info, and contracts accessible and downloadable from our private site? Our aim is to make the home buying process as simple for you as possible and eliminate those needless visits to our office! With digital documents, just email, print, and fax. Extraordinary Service & Expert Representation
Kristian Peter has been investing in the San Diego real estate market for the past 10 years, and at age 34 he has amassed over $2.5 million in income producing properties. There is no need to look elsewhere when you have a system in place for evaluating homes and neighborhoods, and finding that diamond in the rough that appreciates over time, and creates not only a great place to live, but also an amazing investment! Finding A Home Is Just The Beginning!
There's a LOT of work that goes into preparing and presenting your offer, making sure the home is in great shape, and solving all the many problems, which arise during escrow. The key phase is how the offer is written, with it's contingencies, amendments, and disclosures. I have written hundreds of offers, and the correct verbage can save you thousands of dollars, from what is paid for by the seller, to who covers closing costs. It's the little things that add up...  Here Is A Partial List Of All The Service You Receive When You Hire Kristian Peter As Your Buyer Broker!
We Determine Your Housing Needs | | Discuss present and future housing criteria | | | How you can reach us - Toll Free 800#; Phone; FAX; E-Mail; Mail | | | Your past experiences with Realtors | | | When you'd like to be in your home | | | Give you information on loan pre-approval |
We'll Ask About The Home You're Looking For | | Neighborhood & location | | | Home size, bedrooms & baths | | | Hobbies and special needs | | | Amenities | | | Preferred condition |
We Carry Out Your Home Search We store your housing criteria in MLS database for matches with existing and future listings and review new or changed listings for suitability to your needs. | | Price | | | Location | | | Amenities |
We eliminate marginal or unsuitable properties, which are: | | Overpriced | | | In bad condition | | | On a busy street | | | Backing up on a freeway | | | In a bad neighborhood |
We spend immense amounts of time evaluating and previewing new properties as they come on the market. For each home we show you, we've already seen dozens of homes, which weren’t suitable. We Search For All Homes Which Could Suit You | | As needed, investigate newspapers for open houses and "for sale by owners," along with expired or withdrawn homes, and evaluate them using the criteria you defined | | | Arrange home tour for selected properties | | | Check sales availability with listing agents | | | Make showing appointments with owners or tenants and pick up keys | | | Drive you to each home, commenting on neighborhood and streets |
We Assist You With Each Home Viewing, Carrying Out A Competent Visual Inspection Of Following Items For Homes You Are Interested In. | | Driveways | | | Sidewalks | | | Garage doors | | | Roofs and gutters | | | Fencing | | | Floor covering | | | Windows and doors |
We'll recommend inspections by licensed professionals where appropriate or when "red flags" are evident We Prepare the Purchase Agreement and Present Your Offer We'll review sales of comparable homes to make sure you don't overpay. We'll determine approximate fair market value from recent sales. We'll confer with seller's broker to accurately assess your negotiating position with the seller, so we can draft a successful purchase offer. We’ll prepare the purchase agreement with special consideration given to: | | Purchase price | | | The deposit | | | Closing costs | | | Loan contingencies | | | Fixtures vs. personal property | | | Professional inspections | | | Flood, special studies zone, and other disclosures | | | Close of escrow date | | | Possession | | | Condition of the property at time of possession | | | Avoiding unnecessary controversy, complications or delays | | | Special terms - i.e. San Diego's energy and earthquake requirements |
We arrange for contract presentation to seller, listing broker, or both, as appropriate Meet with them, negotiate effectively on your behalf, and facilitate the negotiations of any seller’s counter offer to buyer and vice versa We Take Care Of All Contract & Escrow Details  | | Open Escrow | | | Carry out a competent visual inspection of the property on your behalf | | | Prepare our Transfer Disclosure Statement listing any home defects we observe | | | Provide you with information on Earthquake Safety and Hazardous Materials | | | Review the Preliminary Title Report for clouds on title and liens, and deliver to you and lender | | | Coordinate loan processing with loan officer | | | Provide access and comparable sales information for appraiser | | | Order pest control, roof, property, geological inspections, as needed | | | Arrange access for above inspectors | | | Review all reports, forwarding them to client | | | Coordinate all repair work | | | Review and forward all completion notices to you | | | Order loan documents | | | Review clients escrow instructions with escrow officer, making sure they reflect your wishes | | | Schedule and conduct buyers "walk through" inspection | | | Arrange client/escrow officer paperwork sign off meeting | | | Coordinate close of escrow and possession | | | Arrange for transfer of the keys to the property | | | In short, we handle any and all problems that arise along the way |
 This is just a partial list of what you receive when you hire us for your next home purchase! Best of all - it costs you nothing for our services - the seller pays ALL our fees! Ask me any question about buying a home in San Diego. It's my job to help you! There's no obligation, and I promise to respond quickly... 
Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
Who is the world's richest living person?
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| A |
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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