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Kristian Peter, REALTOR®, real estate agent and broker for Del Mar and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)
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“Kristian sold our home in six days for $155,000 more than the last comparable sale...”
J. Stimme, Del Mar, $1,525,000 sale
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From My Affiliates: Del Mar and San Diego California home buying, real estate listings, and homes for sale in San Diego County, CA
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Whether buying or selling a home you are likely to need the services of a variety of local businesses to help with your transactions such as title companies, escrow services, etc. 

As a top Real Estate Broker I know many real estate professionals that can save you thousands of dollars! You can contact anyone presented here with confidence. You can also visit another site of mine plus visit my company's website. 

San Diego Real Estate
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Stewart Title
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Kristian Peter, REALTOR®, real estate agent and broker for Del Mar and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kristian Peter
San Diego Realty

275 Third Avenue
Chula Vista, CA. 91910
Office/Cell : 800-656-5334
Fax: 800-772-3914
Email: kpeter@sandiegorealtyinc.com

A San Diego Native who has spent 34 years in America's Finest City. I first started investing in real estate in 1993, and during that time, I have acquired over 80 homes and investments in San Diego and Los Angeles. Real estate has been a passion of mine, and in 2003 I founded my own company - San Diego Realty, Inc. where I could focus on what I do best - using Innovation and the Internet to achieve incredible results. Through the use of technology I set myself above and beyond the average real estate professional, and put my clients at a huge advantage. I enjoy all aspects of real estate, but most of all I enjoy meeting and creating relationships with my clients that last a lifetime.

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