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All real estate professionals are not alike. For assistance from a top real estate broker, call toll-free: (800)656-5334
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Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed.
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Beautiful Olde Del Mar
“Kristian got the sellers to pay our closing costs. He is the best.”
S. and D. Eddington, Del Mar, $1,610,000 purchase
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Kristian Peter is one of The Top
Selling Real Estate Experts™
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I have built my business on providing the ultimate in customer service to all of my clients. I pride myself in my ability to listen! The great benefits of a referral based business are that I get to work with people who are motivated, financially qualified, highly educated, decisive, and are friends or family of people that I have worked with in the past and who thought very highly of my service. Many of my buyers and sellers have become friends. If you know a friend, neighbor, or family member who is buying, selling, or relocating anywhere in the United States, I’ll be happy to check my extensive database of highly qualified Realtors and refer you to a great local Realtor. Send me an Email. 
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
What took over 30,000 workmen to construct and is considered the second largest palace in the world?
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| A |
The Palace of Versailles, 14 miles southwest of Paris and completed in 1682, is famous for its size and its beauty.
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- NUMBER1EXPERT™ 
